Q. What is Visa Credit card?

A. It is a dollar denominated credit card from the stables of Visa Intl, has an Afribank Plc logo and offers a revolving unsecured credit facility.

Q. What are the types of Visa Credit cards and its limits?

A. It comes in 4 variants:

• Prepaid card
• Classic Card- Minimum income of =N=3m and available maximum limit of $5,000
• Gold Card – Minimum income of =N=10m and available maximum limit of $10,000
• Platinum Card - Minimum income of =N=14m and available maximum limit of $15,000

The classic card is classified into four (4) lifestyle cards:

• Sports Classic - for sports lovers
• Chic Classic - for ladies of style
• Hype Classic - for the youths and the young at heart
• Aspire Classic - for the aspiring affluent.

Q. What do I need to do to get the card?

A. The following are the people eligible to collect a Visa Credit Card:

• Earn a minimum annual income of N3m.
• Be 18years and above
• Has a valid means of identification (International Passport, National ID Card, Driver’s license)
• Has a stable or committed source of income.
• Complete application form at any Afribank Plc branch
• A resident or have a valid resident permit in Nigeria (for expatriates).

Q. Where can I use the card?

A. Afribank Visa Credit card is acceptable at all Visa accepted ATM terminals to withdraw cash, balance enquiry, purchase at POS terminals as well as web transactions.

Q. What is the cost of getting a card?

• Prepaid Card costs $ 20
• All Classic Cards - costs $20
• Gold Card costs $25
• Platinum Card - costs $30

Q. Where can I get the card?

A. All Afribank Plc branches nationwide

Q. How do I get my card statement?

A. Card account statement and charges would be sent to your billing address indicated on your application form.

Q. Who do I contact for enquiries about my card?

A. For all enquiries on your Visa Credit Card, please contact:

Contact Afribank Visa Credit Cards on:
+234 (1) 4622547 Monday thru Friday (8am -6pm)
+202 3333 1444 All other hours

24 hour mobile service +234 (0)70 8893 6121

Email: visacreditcards@afribank.com; am.adeboye@afribank.com; l.ikeme@afribank.com